Kwik Mortgage Corporation · NMLS #138075

Gopal Patel

VP of Business Development | NMLS #222522

Straight answers on rate, payment and closing costs — usually in one 15-minute call. Purchases, refinances and investment property loans.

Kwik Mortgage Corporation is licensed in 19 states. Loan officer licensing varies by state.  View state licenses.

NMLS Consumer Access:  www.nmlsconsumeraccess.org

Get my rate quote Book a 15-minute call

What are you trying to do?

Buying a home Refinancing First-time buyer Investment property

Home purchase

Get a pre-approval that agents and sellers take seriously, then keep the same point of contact all the way to the closing table.

  • Pre-approval letter you can attach to an offer
  • Conventional, FHA, VA and jumbo options compared side by side
  • Payment and cash-to-close numbers before you write an offer


Book a 15-minute call

Refinance

Lower the payment, shorten the term, drop mortgage insurance, or pull cash out of your equity — we run the break-even math before you commit.

  • Rate-and-term and cash-out refinance
  • Break-even analysis in writing
  • Debt consolidation scenarios


See if refinancing makes sense

First-time homebuyer

Nothing assumed, nothing skipped. You’ll know what each document is for and what happens next at every stage.

  • Low down payment programs explained plainly
  • Credit and income review before you shop
  • A written checklist so you’re never guessing


See what you can afford

Investment property

Financing for rentals and portfolio growth, including DSCR loans qualified on the property’s rent rather than your tax returns.

  • DSCR and conventional investor financing
  • Cash-out to fund the next acquisition
  • Multiple properties handled by one contact


Investment property loan guide

Meet Gopal

Gopal Patel is the Vice President of Business Development at Kwik Mortgage. Gopal’s ability to structure loans to each client’s specific needs has been built over many years in the mortgage industry, and he has developed an in-depth knowledge of the business and its market dynamics. His style emphasizes customer relations and deadline-oriented problem-solving.

Gopal’s team handles residential mortgage planning, purchase, refinance and cash-out transactions. His philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively.

Gopal works with clients to compare rate and payment options clearly as they refinance or purchase their next home. Give Gopal a call to answer any questions you may have!

What My Clients Say

Great Hassle Free Experience

Worked with Gopal Patel and its a wonderful experience. Responses are Kwik and prompt.. and got what is discussed at the beginning. He and his team is very helpful and met my closing deadlines without any issues. Highly recommend Gopal and his team.

Venkata Gurram
Trenton, NJ

Highly Recommend

Gopalbhai is the consummate real estate professional. He is attentive, knowledgeable and personable. Gopalbhai and his team made the buying process seamless and timely. He is highly recommended.

bhavik shah
sayreville, NJ

Amazing experience

Whatever I say would be the least. Gopal and his team especially Rahul are a delight to work with. They went above and beyond to help me get the mortgage and close. They accommodated any request we had and worked hard to even expedite the process. Highly highly recommended. I could have given 10 stars if I could.

Ankit
atlantic highlands, NJ

Very responsive and a pleasure to work with

Gopal was very responsive. He was very knowledgeable and helped through the whole process of refinancing. The whole process was automated and easy to go through. The rates that was delivered were the best possible rates. The supporting team that worked with Gopal was very professional and easy to work with.

ali
coram, Ny

Excellent Service, Professionalism, Extremely Competitive

I don’t usually write reviews, but in this case, I had to as Gopal Patel is the most experienced mortgage broker in the mortgage industry. He was very prompt in his responses. With Gopal bhai guidance The process was straightforward and transparent. If anyone looking for a home mortgage or refinance I HIGHLY RECOMMEND him.

sumit bhai
iselin, NJ

Awesome Service

Gopal provided seamless service for my mortgage. No surprises everything that they promised was met. Will very highly recommend them for your mortgage needs. Gopal is very Knowledgeable, professional, and easy to work with. He did an excellent job for me.

pradeep
fanwood, NJ

Great refinancing experience

I had very positive experience during the entire refinance process. Will not hesitate to recommend to my friends and family. Their rate and refinance cost is one of the lowest in the market, if not the lowest!!

dharmesh
springs, PA

Reviews are from Kwik Mortgage clients. Individual experiences vary. Reviews do not describe the rate, terms, or timeline any future applicant will receive.

See More Client Reviews

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Rate updates, market notes and closings — plus verified reviews you can read before you call.

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Closing & Milestones

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rate & market notes

BOOK AN APPOINTMENT

Pick a time that works for you

Fifteen minutes, no application required. Bring your price range or your current loan statement and you’ll leave the call with real numbers.

Call or text (732) 429-8360

Email gpatel@kwikmtg.com

Office 959 Route 46 East, Suite 401, Parsippany,

NJ 07054

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