18-Day Closing Guarantee

Don’t wait months for your mortgage! While other lenders can take 2 to 3 months to finance mortgages, we pledge to close your loan within 18-days, or less.

99% Customer Satisfaction

Our knowledgeable team is committed to providing unparalleled service which is why over 99% of our customers say we’ve exceeded expectations.

Fastest Growing Lender

Over $2 billion in total funded loans. Plus, we’ve nearly doubled both loan units and origination funding volumes in the last 5 years.

Turn Our Strengths
Into Your Opportunity

We have over two decades of experience helping customers purchase or refinance their home.

Personal Attention

Whether its a purchase or a refinance, our friendly team is with you every step of the way.

Fast Closing

It’s not just a name, our team of knowledgeable processors and underwriters are very efficient.

Digital Experience

Our intuitive online application takes minutes not hours to complete.

Enhanced Integration

Connect your e-banking, payroll, and tax info with our secure online application.

e-Sign Documents

Save paper, ink and time by signing disclosures and documents online.

Enhanced Security

Our mobile-friendly portal allows you to safely apply and track your loan progress.

Customer Reviews

We’ve proudly helped thousands of families with their financial goals. Check out our customer reviews below!


Customer Satisfaction

Highly Recommend

Highly Approachable, Very helpful, Quick processing, High transparency, Extremely friendly ,Very Supportive and Cooperative. This is what Pinaki is. All you get out of your 1 month of lending experience is happiness and satisfaction. She is amazing!!!

Belle Mead, NJ

Fast & Super Easy Processing

Fast and Super Easy Processing. Provides one of the best rates in the market. Minimal interaction/emails and less documentation compared to my experience with two other mortgage providers.

East Brunswick, NJ

Extremely Professional!

Pinaki was extremely professional and handled the loan process with at-most dedication and in detail. She understands our expectation and locked the best competitive rates in the market. I would highly recommend…

Piscataway, NJ

Amazing Rates & Hassle free

Why goto a bank when you can score BEST rates with Viral!! Went over all options and details while i was least assured at each step rhat my interest was always kept a Top priority.

Plainsboro, NJ

Keep Up the Good Work

This is my third closing experience with Viral Mistry from Kwik Mortgage, he is through professional great knowledge about the industry and very helpful. Best people and company to work with, if you are looking for mortgage. Their customer service is excellence…

Wonderful Experience!

When he said “you are in good hand” he really mean it. Very truthful, reliable, and best of all has Great team! He was recommended by my realtor.

Somerset, NJ

Would Highly Recommend

I am a first-time home buyer and Pinaki was recommended by my agent. Since Day 1, she had been very quick in communication and was very patient in explaining any minor question I had. Response times were very quick, and my loan was processed quickly without any delays. The rates received were competitive too. 

Get Started

Take your first step into a new home or refinance. We make it easy with a digital mortgage and a simple pre-approval process.


We have a variety of loan products that can help you buy your first home or your dream home.


Want to lock in a lower rate, cash in on the equity of your home, or switch mortgage types?

We are here for you during these uncertain times. To learn about your mortgage relief options, please visit our COVID-19 Info Center.