Save Time & Money

KWIK Express Refi provides a streamlined path to customers with traditional refinancing goals. We expedite the process for select fixed-rate mortgages that meet a simple set of requirements.

KWIK Express Refi Features

Lowest Available Rates

Cutting-Edge Digital Experience

18-Day Closing Guarantee


  • Borrowers must be W-2 salaried or hourly employees
  • The loan must be a traditional rate and term refinance only
  • The property must be a primary or secondary single or two family residence
  • The property must have an appraisal waiver

How Do I Get Started?

Answer a few quick questions to see if a KWIK Express Refi is right for you.

18-Day Closing Guarantee

While other lenders can take two to three months to finance mortgages, we pledge to close your loan within 18 days or less of a complete loan package.

A Worry Free Closing In 18 Days!

  • Applies to Express Refi loans only. Property value must not exceed conforming loan limits.
  • Property must receive appraisal waiver from Fannie Mae or Freddie Mac.
  • Closing dates must be at least 10 days after rate lock.
  • A delay by client or any 3rd party scheduling conflict voids the guarantee.

In the unlikely situation where we miss the mark, we’ll make good by presenting a $500 lender credit towards closing.

We are here for you during these uncertain times. To learn about your mortgage relief options, please visit our COVID-19 Info Center.