Home Loans

We are committed to providing the best in terms of quality and value.

Conventional

Basic loan options.

  • Fixed or adjustable Rate
  • 10-, 15-, and 30-year options
  • HomeReady or HomePossible available

FHA

Flexible loan options.

  • Fixed or adjustable rate
  • Easier credit scoring
  • Low down payment and closing costs

VA

For Veterans and their families.

  • Fixed or adjustable rate
  • Competitive interest rates
  • No PMI or down payment

Jumbo

Larger loan amounts.

  • Fixed or adjustable rate
  • For loan amounts exceeding FHFA limits
  • Lower down payment required

Non-Traditional

For varying income types.

  • Fixed or adjustable rate
  • Borrowers may qualify with bank statements or 1099s
  • Investment properties eligible

Rate Comparison

Fixed-Rate vs. Adjustable-Rate Mortgages – What’s the Difference?

Fixed-Rate

Consistent Monthly Payment 

  • Terms ranging from 10 to 30 years
  • One interest rate for the life of the loan
  • Low down payment option along with monthly PMI

Adjustable-Rate (ARM)

Lower Initial Rate

  • Terms ranging from 3/1 to 10/1
  • Static rate period followed by adjustable
  • More competitive interest rates

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