Kaustuv was exceptional in helping me secure my property. His guidance and support throughout the entire process made everything smoother and far less stressful. I truly appreciate the time he took to answer all my questions and keep everything on track. His expertise was invaluable, and I’m incredibly grateful for everything he did to make this possible. I’ll definitely be recommending his services to others.

Ewing, NJ
10/2/2024

Jiby gave us the best rate compared to three other lenders. He and his team handle our transactions very well making the closing process smooth and fast. Our closing was complex due to 1031 exchange and closing simultaneously on two different properties . Yet Jiby and his team made it look like a cake walk. Kudos to Jiby and his team. I highly recommend them.

Carrollton, Tx
9/19/2024

Remembers you by name. That is a big plus point. Thorough in understanding your profile and helping out in designing a solution. After my initial contact, I contacted him back after about 4 months when things looked like I would need a loan. He remembered me and with no delay helped with next steps. Amazing!

East Brunswick, NJ

9/2/2024

It was our first home buying experience and Jiby ensured to have a smooth flow throughout the entire process. He was available at any time to answer all your questions patiently and guided us through each step. Moreover, we really appreciate his commitment, professionalism, being extremely helpful and for his right approach in securing the best possible rates for us.

Thank you, Jiby and the Kwik Mortgage Team, for your outstanding support and smooth closing.

Morganville, NJ
8/24/2024

Jiby has helped on Mortgage process until end of the process. Thanks to Jiby and his team for guidance and support.

Thank you Kwik Mortgage and his team

Township, NJ
8/19/2024

Jiby helped me a lot thru out my journey in purchasing this home. Thanks to Jiby and his team for guiding me and make things easy for me on my tasks assigned for me. Thank to Kwik mortgage.
God bless.

Union, NJ

8/13/2024

Jiby and his staff was absolutely great to work with always answered my questions. Very knowledgeable and was always there for us! My closing was smooth he even called to ask how everything went ! It was just awesome Experience!!!

Township, NJ
6/29/2023

Jiby was a breeze to work with. Very proactive, knowledgeable, professional and prompt in every way. He made our first time home buying stress free. He gave us the best rate in the market with lower than expected closing costs. Highly recommend him and his team. You get the best!

Township, NJ
6/1/2023

Jiby is attentive, proactive, knowledgeable and professional in every way. He made our home buying stress free. Highly recommend him and his team. You get the best!

Quincy, MA
6/1/2023

I recently had the pleasure of working with Jiby Thomas as my loan officer for closing on my new house, and I cannot express enough how impressed I am with his exceptional service. From the moment I started working with Jiby, he went above and beyond to ensure that my experience was smooth, stress-free, and financially favorable. One of the standout features of Jiby’s service was his ability to secure the best rates for my loan.

Little Elm, TX
5/31/2023

Thanks Jiby for helping us through this process and great rate .. it was very transparent and a great team to work with for new home buyers . Once again thanks a lot for guiding us and providing us with zero closing cost and closing the loan with in 15 days

Township, NJ
5/30/2023

I met Viral through reference and he coached me in home buying process especially how structure the deal financially beneficial for you. He is guy whom you can trust and call as many time to clarify your doubts in home buying process.

Livingston, NJ
2/15/2023

The process was Smooth rate were matched I did not went to office or meet him personally every thing was online where ever we missed a document I was informed by phone and finally closing in less than 30 days.

Township, NJ
2/15/2023