Loan Programs

 

Loan Programs

We have a number of fixed and adjustable rate loan options that can fit almost any need.

The most common type of home loan, fixed-rate mortgages include monthly principal and interest payments which never change during the loan's lifetime.

Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.

A standard home loan with interest rates tied to your creditworthiness and market conditions.

For loan amounts over $453,100 and $679,650 in high-cost areas designated by the Federal Housing Finance Agency (FHFA).

Designed for first-time home buyers, a FHA loan mortgage is insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with 3.5% down-payment.

A Federal Housing Administration insured loan designed for home improvements. A FHA 203(k) loan features 3.5% down-payment and relaxed credit requirements.

A Fannie Mae loan program that is designed to help buyers with limited household incomes. You may be able to buy a home with as little as 3% down using gift funds provided by family or friends.

A Freddie Mac loan program designed to bring home ownership within reach to more borrowers that features easier credit scoring and a 3% down-payment.

The US Government's VA loan program helps veterans, active-duty service members and their families qualify for a home loan with no down-payment and no private mortgage insurance (PMI) requirement.

HARP 2.0 is a refinance option with no appraisal requirement, specifically designed for homeowners that owe more on their home than their home is worth.

Get In Touch With An Experienced Loan Officer To Answer Your Questions Today!

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